What is no fault insurance is insurance that you purchase, it’s required by the state of Florida many people call it “full coverage”. It basically is two types of insurance coverage.

The first is PIP or personal injury protection benefits, that will pay your medical bills up to $10,000 at an 80% rate less any deductible that you have elected to purchase. Property damage liability on the other hand will pay up to whatever amount of coverage you have elected for damages you caused to another persons vehicle in that crash.