Hopefully you’ve purchased what’s called uninsured or under-insured motorist coverage. That’s insurance that becomes in effect the liability coverage for the person that caused your accident. Too many people in Florida are driving with no insurance thinking they’re fully in covered or fully covered for the crash yet when they’re in an accident, you determine or they determine that they didn’t have bodily injury liability coverage. If you don’t have the uninsured, also known as UM, then you’re going to be solely limited to the $10,000 in PIP coverage.
While almost every state in the U.S. requires motor vehicle owners to have insurance, not all drivers carry it — or, they may not carry enough. If you were involved in a car accident caused by an uninsured or underinsured driver, you may be wondering what your legal options are and what your next step […]...read more