First, you could go against the party that caused your accident and try to collect those damages from that company. Oftentimes, that’s a slow process and I found with most of my clients, it’s faster for them to go against their own insurance company under their own policy of insurance to get their car paid for, repaired, replaced, whatever the case may be. Your company will then do what’s called subrogate or collect that money back from the insurance company from the party that caused your crash.
While almost every state in the U.S. requires motor vehicle owners to have insurance, not all drivers carry it — or, they may not carry enough. If you were involved in a car accident caused by an uninsured or underinsured driver, you may be wondering what your legal options are and what your next step […]...read more