When you’re at a car accident and you get injured the first place you look to for payment of your medical bills is your own insurance policy. Every policy of insurance sold in the state of Florida is required to carry PIP or personal injury protection benefits. Which is a type of no-fault insurance.

It will pay your medical bills regardless of who caused the accident up to $10,000 less any deductible or co-payments you elected when you purchased the policy.

After you have treated with a physician, if the other side had bodily injury liability coverage then a claim would be presented to them, to pay the balance of any medical bills not paid by your own co-insurance.

Finally, if you’re in a car accident with somebody who doesn’t have bodily injury insurance, hopefully you’ve purchased what’s called under insured or uninsured motors coverage with your own company. That will come into play also like liability insurance and pay the balance of any medical bills you have after your PIP has been exhausted or paid out its full benefits.