If you have been involved in an accident and are unable to afford your medical expenses, your credit may be affected or you may be denied some kinds of medical care. Here’s what you need to know about getting a Letter of Protection (LOP) and how obtaining one after filing an accident lawsuit is in your best interests.
What Is a Letter of Protection?
A Letter of Protection is a letter from a law firm stating that there is an ongoing personal injury lawsuit and when the case is resolved, the attorney that has issued the LOP will pay all medical expenditures associated with the case.
Medical practitioners must stop all debt collection activities and if your case is successful, your lawyer will deduct any medical expenses from your settlement and issue you a check for the remaining amount, minus attorney and court costs. You may be liable for your medical bills if your case is lost.
Why Are Letters of Protection Used?
Letters of Protection are used to safeguard a person’s credit score while they wait for a personal injury lawsuit or insurance claim settlement.
An LOP also allows an injured person to obtain or continue getting healthcare that might otherwise be inaccessible if the individual cannot cover the costs of their care in the interim until the case is settled. This makes it easier for accident victims to get fast and/or specialized treatment when needed versus being tied up with insurance and lawsuit red tape.
Do I Need an Attorney to Write an LOP?
It’s typically not a wise decision to try to draft a Letter of Protection on your own. An LOP is a legally enforceable contract between the personal injury lawyer you employ and the medical practitioners you’re seeing, and requires an attorney to prepare.
Call Ronald Slonaker Now for a Consultation
It’s in your best interests to reach out to an Ocala, FL accident lawyer as quickly as possible following an accident or injury that wasn’t your fault. How soon you obtain legal advocacy after an incident can have an impact on the type of medical care you receive and in some cases, if you are able to receive treatment at all.
Contact attorney Ronald Slonaker now to schedule your initial personal injury consultation by calling 352.629.6656 or after hours at 352.777.8176.