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How Will Insurance Companies Work With Me After a Car Accident?

Posted on : May 23, 2020, By:  Ronald Slonaker

Insurance companies in Florida are well known for being difficult to deal with. Here’s what you should know about working with them after you or a loved one were involved in a motor vehicle accident. 

How to Deal with Your Vehicle Insurance Company  

Following the car accident and after getting any necessary medical assistance, a report will need to be made to your motor vehicle insurance company. Regardless of who the fault of the accident lies with, you may be able to collect compensation for damages under your own policy. However, keep in mind that insurance companies work to protect their own interests and try to color you as the at-fault party to avoid paying a claim. 

How to Deal with Someone Else’s Insurance Company 

Your own insurance company will have some questions for you that you should answer, like your identifying information and what happened. You do not have to answer these questions for the other driver’s insurance agent though, despite any pressure they may put on you to do so. You should avoid speaking with the other party’s insurance carrier and instead refer them to your attorney. 

When You Talk to an Insurance Company, Follow These Guidelines

If an insurance company wants to speak with you, here are some things to keep in mind while discussing your claim with an agent: 

  • Your statement may be recorded. An insurance company will do what they can to avoid losing money on a claim, even if that means turning a person’s own statement against them.    
  • Your attorney is a better option. If you have a lawyer, you can ask your insurance agent to speak with them instead of you. All questions can go through your lawyer, who acts as the liaison between you and the agent. 
  • You may not remember and that’s okay. The insurance company may pressure you for answers you don’t have. If you don’t remember something, let them know. 
  • Extra information could hurt you. Avoid assuming that giving an insurance company more information means they’ll have an easier time processing your claim. It may give them the ammo they need to deny it. 

Were You Hurt in a Vehicle Accident? Call a Florida Personal Injury Lawyer Today 

After a car accident, dealing with insurance companies on either side can make it harder to heal and move forward. Let our firm assist you with navigating conversations and negotiations to help ensure you receive the full and fair compensation you deserve. Call now at 352.629.6656.